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CAGR Calculator India 2026 – Compound Annual Growth Rate

Use this free CAGR Calculator in India to measure the true annualised growth rate of any investment — compare mutual funds, stocks, FDs, and real estate.

Calculate Compound Annual Growth Rate for investments, business revenue, or any metric over time.

CAGR Benchmarks by Asset Class

CountrySalary
🇮🇳 FD / Savings (India)6–7% CAGR
📊 Nifty 50 Index12–14% CAGR
🏆 Top Mutual Funds15–20% CAGR
🇺🇸 S&P 500 (USA)10–12% CAGR
🏠 Real Estate (India)8–12% CAGR
₿ Bitcoin 5-yr avg60–100% CAGR

FAQs

What is CAGR?
CAGR is the rate at which an investment grows annually, assuming profits are reinvested. Formula: (FV/IV)^(1/n) − 1.
CAGR vs Absolute Return?
100% absolute return over 10 years = only 7.2% CAGR. CAGR accounts for time and compounding — a far better benchmark.
Good CAGR for mutual funds?
Above 12% is good for equity funds. Large-cap funds: 12–14%. Small-cap: 18–22% over long periods.
How do I use CAGR for business?
Enter starting revenue as initial value and current revenue as final value. CAGR shows your sustainable annual growth rate.

CAGR Formula

Formula
CAGR = (FV÷IV)^(1/n) − 1
FV = Final Value
IV = Initial Value
n = Number of Years

CAGR Calculator — Compound Annual Growth Rate Explained

CAGR (Compound Annual Growth Rate) measures mean annual growth assuming profits are reinvested each year. It is the single most useful metric for comparing investment performance over time. Formula: CAGR = (Final Value ÷ Initial Value)^(1 ÷ Years) − 1.

Unlike simple averages, CAGR factors in compounding and gives you the true equivalent annual growth rate for any period — smoothing out year-to-year volatility. Example: ₹1,00,000 grown to ₹2,50,000 in 5 years = 5-year CAGR of 20.1%.

CAGR is used across finance for evaluating mutual fund returns, stock performance, business revenue growth, and real estate appreciation. Nifty 50 has delivered ~12–14% CAGR historically, while top small-cap funds have achieved 18–22% CAGR over 10-year periods.