💵

Rental Yield Calculator India 2026 – Gross & Net Yield

Use this free Rental Yield Calculator in India to evaluate any property investment — calculate gross yield, net yield after expenses, and effective annual return.

Calculate gross and net rental yield to evaluate buy-to-let property investments.

Property Value ($)

Monthly Rent ($)

Annual Property Tax ($)

Annual Insurance ($)

Annual Maintenance ($)

Annual Management Fees ($)

Currency

Net Rental Yield

Gross Rental Yield

Annual Gross Rent

Total Annual Costs

Annual Net Income

Monthly Net Income

Expense Ratio

What is Rental Yield?

Rental yield is the annual return from rental income as a percentage of property value. Gross yield is before expenses; net yield accounts for all costs. Net yield is the more meaningful metric for investment decisions.

Formula

Gross Yield = (Annual Rent / Property Value) x 100
Annual Net Income = Annual Rent - (Tax + Insurance + Maintenance + Management)
Net Yield = (Annual Net Income / Property Value) x 100

Examples

US — $400K property, $2,500/mo rent, $4,800 tax, $1,200 insurance, $3,000 maintenance, $2,400 management

Gross Yield: 7.5% | Annual Costs: $11,400 | Net Income: $18,600 | Net Yield: 4.65%

Australia — AUD $600K property, AUD $2,800/mo rent, AUD $8K costs

Gross Yield: 5.6% | Net Income: AUD $25,600 | Net Yield: 4.27%

Example — Canada

C$550,000 condo, C$2,200/month rent, C$500/month costs. Gross yield: 4.8% | Net yield: 3.7% | Monthly cash flow: C$1,700 | Break-even: 22 years

Why Use This?

Net yield reveals the true profitability of a rental investment. A property with 8% gross yield might net only 4% after costs — still good, but very different from the headline number.

What is a good rental yield?▼

Net yield varies by market: US average 4-8% | UK 3-5% | Australia 3-5% | India 2-4%. Higher yields often mean lower appreciation potential and vice versa.

How does vacancy affect yield?▼

A 5% vacancy rate (18 days/year) reduces gross yield by 5%. Always factor in vacancy when calculating expected yield — aim for 90-95% occupancy.

Yield vs appreciation — which matters more?▼

In high-growth cities (London, Sydney, Mumbai), appreciation dominates. In stable markets, yield is key. The best investments offer both — ideally 4%+ net yield in a growing market.

💡 Tip: The 50% rule: assume 50% of gross rent goes to expenses (excluding mortgage). If net rent covers mortgage, the property is cash-flow positive.