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โ† Finance Calculators
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Stock Return Calculator India 2026 โ€“ CAGR & Total Returns

Use this free Stock Return Calculator in India to measure the true total return on any stock holding โ€” combining price appreciation, dividends, and annualised CAGR.

Calculate annualized return on a stock investment including dividends.

Total Return
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Capital Gain
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Dividend Income
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Annualized Return (CAGR)
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Vs Benchmark
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Investment Multiplier
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Final Portfolio Value
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What is a Stock Return Calculator?

Stock return calculator measures your total investment return from a stock โ€” combining price appreciation (capital gains) and dividend income. The annualized return (CAGR) lets you compare performance across different holding periods.

Formula Used

Total Return = (Sell Value โˆ’ Buy Value + Dividends) / Buy Value ร— 100 CAGR = (Final/Initial)^(1/years) โˆ’ 1

Example Calculation

US โ€” Buy $100, Sell $145, 50 shares, 3 years, $600 dividends, 10% benchmark

Total Return = 52.0% | CAGR = 15.2% | vs S&P500 10% CAGR โ†’ Outperformed by 5.2%

India โ€” Buy โ‚น200, Sell โ‚น350, 100 shares, 4 years, โ‚น3,000 dividends

Total Return = 90% | CAGR = 17.1% | Beats Nifty 50's avg CAGR of ~12%

Example — United Kingdom

£10,000 FTSE 100 tracker, 7% CAGR + 3% dividend yield reinvested, 15 years. Final value: £43,842 | Total return: 338% | Annualised total return: 10.4%

Why Use This?

CAGR allows you to compare returns across different time periods on an apples-to-apples basis. A 50% return over 5 years (8.4% CAGR) is worse than a 50% return over 3 years (14.5% CAGR). Always measure against a benchmark to know if you're actually beating the market.

What is a good stock return?โ–พ
The US S&P 500 has averaged ~10% annually over the long term. Consistently beating this by 2โ€“3% would put you in the top quartile of investors.
How is CAGR different from simple return?โ–พ
Simple return = total gain %. CAGR = annualized equivalent โ€” it accounts for compounding. Always use CAGR for periods over 1 year.
Should I include dividends in return calculation?โ–พ
Yes โ€” dividends are real cash returns. Total Shareholder Return (TSR) includes both price appreciation and dividends, and is the correct way to measure stock performance.
๐Ÿ’ก Tip: Amazon (AMZN) returned 0% dividends but 30,000%+ in price from 1997โ€“2023 โ€” always look at total return, not just yield.