📈

Crypto DCA Calculator

Calculate returns from Dollar Cost Averaging into Bitcoin or any cryptocurrency.

Monthly Investment ($)

Number of Months

Starting Price ($)

Current / End Price ($)

Expected Monthly Price Change (%)

Exchange Fee (%)

Currency

Total Portfolio Value

Total Invested

Total Crypto Bought

Average Buy Price

Profit / Loss

ROI

Annualised Return

What is Crypto DCA (Dollar Cost Averaging)?

DCA means investing a fixed amount at regular intervals regardless of price. Instead of trying to time the market, you buy more coins when prices are low and fewer when prices are high — automatically lowering your average cost over time.

Formula

Coins per period = Investment x (1 - Fee%) / Price(period) Average Cost = Total Invested / Total Coins ROI = (Current Value - Total Invested) / Total Invested x 100

Examples

US — $200/month DCA into BTC for 24 months, start $25K, end $65K

Total Invested: $4,800 | Coins: 0.244 BTC | Avg Price: ~$38,000 | Value: $15,800 | ROI: +229%

India — Rs 5,000/month for 18 months, start Rs 22L, end Rs 53L

Total Invested: Rs 90,000 | Avg cost: ~Rs 33L/BTC | Value: Rs 1.44L | ROI: +60%

Example — Australia

A$300/month DCA into BTC over 18 months. Start price A$42,000, end price A$68,000. Invested: A$5,400 | Avg cost: A$51,200 | Final value: A$7,148 | Return: +32.4%

Why Use This?

DCA removes the stress of timing. Studies show that even with Bitcoin's extreme volatility, consistent DCA buyers have turned profitable within 2-3 years in most historical periods. It is the recommended strategy for most crypto investors.

How often should I DCA?▼

Weekly DCA slightly outperforms monthly DCA historically by buying more frequently through dips. Daily DCA is overkill for most — the difference is small and fees add up.

Can DCA lose money?▼

Yes — if the asset price is lower at the end than your average buy price. DCA reduces risk but does not eliminate it. Only invest what you can afford to hold for 3-5+ years.

DCA vs Lump Sum — which wins?▼

Lump sum investing outperforms DCA about 2/3 of the time in rising markets (you invest more earlier). But DCA wins emotionally — it removes anxiety of timing and is more sustainable.

💡 Tip: Bitcoin DCA buyers who invested $100/month for any 4-year period in BTC history have been profitable at end of period.