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Crypto Staking Rewards Calculator

Calculate your annual staking rewards and compounded earnings for any cryptocurrency.

Staked Amount (coins)

Current Coin Price ($)

Annual Staking Yield (APY %)

Staking Period (Years)

Expected Price Growth (%/yr)

Tax Rate on Rewards (%)

Currency

Total Staking Rewards (Coins)

Annual Reward (Year 1)

Total Reward Value

After-Tax Reward Value

Final Portfolio (coins)

Final Portfolio Value

Effective Annual Yield

What is Crypto Staking?

Staking means locking up cryptocurrency to support a Proof-of-Stake blockchain network. In return, stakers earn rewards — similar to earning interest. The rewards are paid in the same cryptocurrency and can be compounded.

Formula

Annual Coins Earned = Staked Coins x APY% Compounded Coins = Staked x (1 + APY/100)^years Total Value = Final Coins x Projected Price Effective Yield = Total Return / Initial Investment

Examples

ETH staking — 1,000 ETH at $5, 12% APY, 3 years, 20% price growth

Rewards: 405 ETH | Value: $2,025 at start price | With 20% price growth: $7,000+ portfolio

ADA staking — 10,000 ADA at $0.50, 5% APY, 5 years, 15% price growth

Annual reward: 500 ADA | Compounded 5yr: 12,763 ADA | Value at 15%/yr price growth: ~$12,800

Example — United Kingdom

20,000 MATIC staked at 6% APY, price £0.65/MATIC. Annual rewards: 1,200 MATIC | Value: £780 | Estimated after 20% CGT: £624 net

Why Use This?

Staking converts idle crypto into a passive income stream. Combined with price appreciation, the returns can be extraordinary. However, staking requires locking funds, so consider your liquidity needs before committing.

Which cryptos offer the best staking APY?▼

Typical APYs (vary by platform): ETH 4-6%, SOL 6-8%, ADA 4-5%, DOT 12-15%, ATOM 15-20%, MATIC 5-8%. Higher APY often means higher inflation and risk.

Is staking income taxed?▼

In most countries (US, UK, India, Australia), staking rewards are taxed as ordinary income when received, at their fair market value. Keep records of every reward for tax purposes.

What is the difference between staking and yield farming?▼

Staking locks crypto to validate a PoS blockchain. Yield farming provides liquidity to DeFi protocols. Yield farming often has higher returns but also higher risk (smart contract risk, impermanent loss).

💡 Tip: Compounding staking rewards monthly instead of annually can add 10-20% more coins over a 5-year period.