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All Tools — Complete Directory of 153+ Free Calculators

Browse every free calculator on TheToolNova — 153+ tools across finance, salary, crypto, student, health, comparison, and productivity categories.

153+Total Tools

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📉 Finance Calculators

Monthly loan instalments for home, car, personal loans.

Monthly SIP returns projected over any investment horizon.

CAGR Calculator

Compound annual growth rate for investments and revenue.

GST at 5%, 12%, 18%, 28% — forward and reverse.

Old vs new regime Indian income tax calculator.

Compound Interest

Wealth growth with daily, monthly, or annual compounding.

Fixed deposit maturity with effective yield calculation.

Public Provident Fund maturity with partial withdrawals.

Recurring Deposit

RD maturity calculator with monthly deposit compounding.

Mortgage Calculator

US/UK/India mortgage with full amortisation schedule.

Home loan EMI with prepayment analysis.

Personal Loan EMI

Personal loan cost calculator.

Loan Eligibility

Maximum borrowing based on income and obligations.

Loan Amortisation

Monthly loan schedule — principal vs interest.

Loan Prepayment

Interest saved from prepaying a loan.

Fastest debt freedom using avalanche/snowball method.

Credit Card Payoff

Optimal credit card debt repayment plan.

Credit Card Interest

Monthly and annual credit card interest charges.

Net present value of multi-year cash flows.

Internal rate of return for investment projects.

Future value of money with compound growth.

Present value of a future payment.

Investment Return

Lump sum investment growth calculator.

Investment Growth

Multi-year investment growth with contributions.

Portfolio Return

Weighted portfolio return across multiple assets.

Portfolio standard deviation and risk metrics.

Portfolio Allocation

Asset allocation optimisation tool.

Risk-adjusted return for portfolio comparison.

Stock trade profit with brokerage and charges.

Annualised stock return including dividends.

Average buy price across multiple stock purchases.

Annual dividend yield from stock price and payout.

DRIP Calculator

Dividend reinvestment plan compounding calculator.

Years to double an investment at a given rate.

Inflation Calculator

Future value of money adjusted for inflation.

Inflation Impact

Purchasing power erosion over time.

Real Rate of Return

Investment return adjusted for inflation.

Retirement Calculator

Corpus needed for retirement with monthly SWP.

Withdrawal Calculator

Safe withdrawal rate from retirement corpus.

FIRE Calculator

Financial Independence / Retire Early planning.

Monthly savings needed to reach a target amount.

Savings rate as percentage of income.

Recommended emergency fund size by expenses.

Expense Planner

Monthly budget allocation and spending tracker.

Assets needed to generate target passive income.

Financial Freedom

Journey to financial independence calculator.

Net Worth Calculator

Total assets minus liabilities wealth calculator.

Net Worth Growth

Project net worth growth over 10–30 years.

Personalised mutual fund category recommendation.

Break-Even Calculator

Break-even point for investments and businesses.

Time to recover an investment from cash flows.

Gratuity Calculator

Gratuity amount as per Indian Payment of Gratuity Act.

Extract base price from GST-inclusive amount.

GST Profit Calculator

Net profit after GST for businesses.

Tax Regime Comparator

Old vs new tax regime comparison for 2024–25.

HRA tax exemption for metro and non-metro cities.

Tax Refund Estimator

Estimate income tax refund for the assessment year.

Discount Calculator

Final price and savings from any discount percentage.

Gross, net, and operating profit margin calculator.

Percentage Calculator

Any percentage calculation — of, change, increase.

Percentage Increase

Percentage increase or decrease between two values.

💰 Salary & Certification

CFA charterholder salary by level and country.

FRM certified pay across 7 countries.

ACCA salary in UK, India and globally.

US CPA salary by state and experience.

Certified Management Accountant pay.

CAIA charterholder compensation.

Certified Financial Planner pay guide.

MBA salary by school tier and specialisation.

Investment banking salary across roles.

Chartered Accountant pay in India and globally.

Data Scientist Salary

Data science pay by experience and country.

Data Analyst Salary

Data analyst compensation by level.

Business Analyst

BA salary with CBAP premium data.

Financial Planner

CFP and financial planner pay guide.

Portfolio Manager

AMC and fund manager salary data.

Private banking and wealth management pay.

Investment Manager

Investment management salary by level.

Fintech Analyst

Fintech and regtech analyst compensation.

Risk management analyst pay globally.

Calculate new CTC from hike percentage.

Take-Home Salary

Net salary after all deductions.

Overtime Calculator

Overtime pay calculation.

Promotion Calculator

Salary jump from promotion.

Daily and hourly pay from monthly CTC.

Ideal hourly freelance rate calculator.

₿ Crypto Tools

BTC buy/sell profit and ROI calculator.

Crypto capital gains tax by country.

Historical BTC ROI from any date.

Dollar-cost averaging return calculator.

Crypto Portfolio

Portfolio value and P&L tracking.

Staking Rewards

Annual staking income calculator.

ROI from any crypto entry price.

Bitcoin Investment

Bitcoin growth at custom price targets.

🎓 Student Tools

US 4.0 scale GPA with letter grade converter.

CGPA Calculator

CGPA to percentage and semester performance.

Marks needed to achieve target grade.

Marks to Percentage

Convert marks to percentage easily.

Study hours allocation before exams.

Attendance eligibility and missing class calculator.

Target CGPA achievability calculator.

Academic and personal goal tracker.

❤ Health Tools

Body mass index with healthy weight range.

Calorie Calculator

Daily calorie needs by age, weight, activity.

Recommended daily water by weight and climate.

Heart Rate Zones

Target HR zones for fat burn and cardio.

Ideal body weight using multiple formulas.

Calories Burned

Calories burned by activity and duration.

Sleep Calculator

Optimal sleep and wake time calculator.

Exact age in years, months, and days.

⚖ Comparison Tools

Salary and career comparison with charts.

CFA vs MBA pay and career comparison.

SIP vs Lump Sum

Investment strategy comparison calculator.

Rent vs buy total cost over any horizon.

FD vs Mutual Fund

Fixed deposit vs equity MF comparison.

Direct equity vs diversified fund comparison.

Bitcoin vs Ethereum return comparison.

Crypto vs Stocks

Long-term wealth creation comparison.

Index vs Active Fund

Passive vs active investing comparison.

ETF vs Mutual Fund

ETF vs MF cost and return comparison.

Investing vs Trading

Long-term wealth comparison.

Saving vs Investing

Opportunity cost of saving vs investing.

📌 Productivity Tools

Real cost of meetings by salary and duration.

Pomodoro focus timer for deep work.

Project completion time estimator.

Daily and weekly work hours tracker.

Meeting Duration

Optimal meeting length by type.

Goal completion progress tracker.

🔄 Converters & Dev Tools

Currency Converter

Live currency conversion with exchange rates.

Temperature Converter

Celsius, Fahrenheit, Kelvin converter.

Length Converter

Metric and imperial length unit conversion.

Comprehensive unit conversion tool.

Binary, octal, hex, decimal converter.

Pretty-print and validate JSON data.

Encode/decode text in Base64 format.

Encode/decode URL strings.

Password Generator

Secure random password with custom rules.

MD5, SHA-1, SHA-256 hash computation.

QR Code Generator

Generate QR codes for any URL or text.

Words, characters, paragraphs, reading time.

Upper, lower, title, sentence case converter.

Compare two texts and highlight changes.

🏠 Real Estate Tools

Real Estate ROI

Total property return with rental and appreciation.

Gross and net rental yield calculator.

Property Investment

Long-term property return and cash flow.

House Affordability

Max home price based on income and 28/36 rule.

Total cost comparison of renting vs buying.

📐 Business Tools

Customer lifetime value for subscription businesses.

Return on marketing investment and ROAS.

Business Valuation

DCF and multiple-based business valuation.

Break-Even Sales

Sales needed to cover fixed and variable costs.

Cost per acquisition in marketing campaigns.

Gross, net, and operating margin calculator.

📚 All TheToolNova Calculators — Complete Directory

This page lists all 153+ free calculators and tools available on TheToolNova, organised by category. Every tool is free, works without login, runs entirely in your browser (no data sent to servers), and is optimised for both desktop and mobile.

TheToolNova is updated regularly — new calculators are added monthly across all categories. Use the sections above to browse tools by category, or use Ctrl+F / Cmd+F to search for a specific tool by name.

How to Use TheToolNova Tools

Every calculator on TheToolNova follows the same design pattern: enter your values in the input fields, click the Calculate button, and see instant results with explanatory text and charts. All calculations happen locally in your browser — your financial data is completely private and never uploaded to any server.